IMPROVED
PLAN DESIGN
No more fitting into an insurance carrier's predesigned plans. Our customized health plans allow us to match your current plan design & make changes on all functions of your plan.
MORE
CONTROL
Do you feel like you have no control over your annual renewal increases? Due to our data driven approach, our behind the scenes claims management strategies focus on paying claims at lower prices than our competition to keep your premiums low.
COMPLETE
visibility
Do you ever wonder how your insurance carrier is spending your premium? Now, it's never a question. You'll see how ever dollar of your premium is spent. No more backdoor deals to increase profitability for the carrier.
DECREASED
RISK
85% of the cost of your health insurance premium is directly correlated with the cost of your members' medical diagnosis & prescriptions. Our plans are built to pay claims less than our competition, so we can lower your risk & are ready for any claim that may come onto your plan in the future.
ABOUT US
$166,611.53
TOTAL COST REDUCTION
A successful law firm on the west coast had higher than normal premiums due to 1 member having a high cost diagnosis. With our behind the scenes claims management strategy, we were able to strategically pay their claims at almost 1/3 of the price they were paying with a big 4 insurance carrier, which drastically lowered their premium. The firm decided to share the savings with the employees and lowered their per paycheck cost by almost $80 per month.
$155,690.34
TOTAL COST REDUCTION
An International Construction Material Supplier received an increase from their retail carrier that would make the Employee Only coverage cost over $800 per month due to a few high claiming employees. Through our claims management, the company received $155,690 of annually savings and the Employee Only cost is now below $500 per month.
$63,644.00
TOTAL COST REDUCTION
A home health company with 91 employees was frustrated with the cost of their fully insured MEC plan through a major national carrier. After a review of their claims data, we discovered the company averaged just $5.20 per employee per month in claims over a two-year period. By removing unnecessary costs, we helped the employer save approximately $700 per employee annually.
These savings allowed the company to reinvest in their benefits strategy by offering a fully ACA-compliant health insurance plan that met both Minimum Essential Coverage (MEC) and Minimum Value (MV) standards providing employees with better, more affordable care options.